About Us

May 23,2025

This ist indicates some actiitles and servilces cannot be perfomed or sold using Hapdao's services because thelr marketingis not egal, or becauseitis reguated bylega or regulatonrequirements, or because HAPDAO does not allow the use of the service for both.

This ist has been made considering Hapdao's curent knowedge oflaws, isk factors and reputationa impact and shoud not,under any circumstances,be viclated or vidlated. t showswhich Merchant Products / sewices camnot be procesed by Hapdao, or which Merchant products / Serices need express pre-approval from Hapdao before processing.

Prohibited list:

Hapdao will never work with the following Merchants products or services - General List of Prohibited items acroSS LATAM:

l  Adoption agencies:

l  Adult content, pomography, and sex- related products or services (for example: live pom, sex chat);

l  Alcohol,tobacco,nicotine or related products;

l  Asbestos:

l  Attomey services and/or legal advice;

l  Biological material of human origin (eg hommones, human hair, etc.);

l  Black box (Android Boxes with pre-installed IPTV applications);

l  Body part augmentation products or services (eg, body augmentation, penis and breasts)

l  Cash, paper money or any other bearer securities;

l  "Capetinha" or Jammer (tracker signa blocker)

l  Cel phone unlocker, moble device recharge,electronilc card programming, ideo game console devices,for unlocking Tv channels, among others. R4i adapter (Nintendo),

l  Controlled substances and/or other products that pose a safety risk of the consumer,

l  Corrosive and explosive materials, compressed gases and aerosols, liquids flammable, oxidizing materials, flammable solids

l  Creating odds, fantasy games and/or any type of game that promise to eam profits or bonuses in any curency;

l  Debt collection;

l  Drnugs or any type of legal substances,including products that simulate the efects of any ilegal dnug; as wel as any substancesfor the drugmanufactuning and anyequipment used to produce, combine, convert, process, prepare, conceal and consume ilicit drugs;

l  E-wallets, prepaid credit cards File sharing and cloud storage services;

l  Forex, binary options, stock exchange, investment programs, future investments and related services or products, such as courses (asets, actions,etc., books, ebooks andvideo classes;

l  Gambling, lotteries or related services (for example: poker, loot games, etc.); Gift cards

l  Insurance services;

l  Invasive cosmetic treatments, devices or equipment (for example, botox, peeling, hyaluronic acid, etc.);

l  lssuance of licenses or government documents for regulated activities, induding but not limited to driving, fishing and hunting;

l  Live animals;

l  Loan (including car consortium and mortgage);

l  Medical practices;

l  Medicines (sald exdusively by prescription or not) or any substances related to the miraculous cure of any disease or condition of heathcare,including any hospitalequipment;

l  Mltany weapons and ammunition, drls and controled equpment (bow and arrow, sport weapons,hunting equipment, replica weapons, etc.);

l  Multilevel marketing companies, pyramid schemes, Ponzi schemes or any program that promises profit with any deadline;

l  Online auction;

l  Pawn shop;

l  Pants, natural fiowers, seeds, herbs, qrasses and live plant species, straw and fodder. fresh foods: